Some businesses let employees drive company vehicles home and use them for personal purposes in the evenings or on weekends. So long as these vehicles are scheduled on your business auto policy and the appropriate coverage auto symbols are shown on the "Declarations" page, you have coverage for owned autos taken home by employees.

Employees' own personal auto policies will not cover their use of a company car unless the car has been specifically borrowed as a temporary replacement for the employee's own car while it is unavailable. In addition, employees who lease, hire, rent, or borrow autos for their personal use are not covered by their employer's business auto policy.